October was an interesting month. We've made a lot of progress, but we're also relaxing a bit on some things. As usual, taxes and rent ate up about 40% of our income (which really isn't terrible). Gas was up, again. Groceries and Dinging Out were up slightly. However with winter coming, we'll probably see that go …

TBWITWW and I were talking over dinner the other night about our financial goals. How much money we would like to have available for ourselves for our various expenses and savings. Here is what we've come up with so far: Emergency Fund This is the money to cover things like unplanned car repair, medical expenses, or …